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Buying mortgage protection insurance or life insurance protection is an easy decision for many people to put off until later. Anytime we delay protecting an asset (home, income, a business, assets etc.), we put those assets at risk. One of the biggest reason this happens is people say “I need to think about it.” For.. More

What is Mortgage Protection Insurance? Mortgage protection is a specialized life insurance policy that pays off your mortgage for a spouse or partner when you die. Mortgage protection policies are non-medical (no medical exam required) that often include other benefits that cover disability, unemployment, critical illness, and terminal illness. Most people do not have adequate.. More

You may wonder if you can replace a mortgage protection insurance policy after it has been issued. You may wonder if it is in your best interests to replace an existing mortgage protection policy. In this article, we will give you some scenarios where this makes sense for you. We often help people replace their.. More

The life insurance vs. mortgage life insurance is a frequently asked question when shopping for life insurance. If you have dependents or loved ones that depend on your income to cover bills and expenses, such as mortgage payments, auto payments, insurance payments etc., it is smart to prepare, so they can cope financially in your.. More

How much mortgage protection do I need? The answer to this question is different for every family and budget. The mortgage protection plans we help families with are customized to their unique home, family, and financial situations. A mortgage protection plan will be an important financial safety net; when a loved family member dies unexpectedly,.. More

The employer life insurance versus mortgage life insurance question is one we hear often. People are grateful to have this work benefit, as it protects them if a spouse or loved one dies unexpectedly while still working for their employer. Usually, your employer offers this work life insurance coverage at no expense to the employee… More

What is PMI? (Private Mortgage Insurance) PMI is a specialized insurance policy provided by private insurance companies that protects a lender from financial loss if a borrower defaulted on their loan. Most banks or lenders require PMI when you put down less than 20% of your home’s purchase price. So what is the difference between.. More

In this article, we will help you answer the question “Is Mortgage protection insurance a scam.” If you recently purchased or free financed at home, you may be surprised by all the mortgage protection offer letters you received in the mail. These unsolicited offers in your mailbox for mortgage protection insurance lawyer are an annoyance.. More

We occasionally help homeowners looking for decreasing term mortgage protection policies. These policies were popular before the 2008 housing and economic crisis. Decreasing term life insurance policies were convenient and easy to apply for during the financing process; convenience was their major selling point. While you were completing your home loan paperwork to purchase your.. More