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Buying mortgage protection insurance or life insurance protection is an easy decision for many people to put off until later. Anytime we delay protecting an asset (home, income, a business, assets etc.), we put those assets at risk. One of the biggest reason this happens is people say “I need to think about it.” For.. More

What is Mortgage Protection Insurance? Mortgage protection is a specialized life insurance policy that pays off your mortgage for a spouse or partner when you die. Mortgage protection policies are non-medical (no medical exam required) that often include other benefits that cover disability, unemployment, critical illness, and terminal illness. Most people do not have adequate.. More

Why should you buy mortgage protection? Here are 8 reasons! 1. You have a mortgage If you don’t have a mortgage, you obviously don’t need to purchase mortgage protection! If you do have a mortgage that you would like to be paid off, paid down, have payments made, or have your equity in your home.. More

You may wonder if you can replace a mortgage protection insurance policy after it has been issued. You may wonder if it is in your best interests to replace an existing mortgage protection policy. In this article, we will give you some scenarios where this makes sense for you. We often help people replace their.. More

The life insurance vs. mortgage life insurance is a frequently asked question when shopping for life insurance. If you have dependents or loved ones that depend on your income to cover bills and expenses, such as mortgage payments, auto payments, insurance payments etc., it is smart to prepare, so they can cope financially in your.. More

If you have moved into a home or refinanced recently, your mailbox will be flooded with mortgage protection letters offering mortgage insurance protection coverage! These offers are in URGENT letters and postcards, requiring you to fill them out and mail them in to get more information about mortgage protection. Often, you must fill in your.. More

How much mortgage protection do I need? The answer to this question is different for every family and budget. The mortgage protection plans we help families with are customized to their unique home, family, and financial situations. A mortgage protection plan will be an important financial safety net; when a loved family member dies unexpectedly,.. More

The employer life insurance versus mortgage life insurance question is one we hear often. People are grateful to have this work benefit, as it protects them if a spouse or loved one dies unexpectedly while still working for their employer. Usually, your employer offers this work life insurance coverage at no expense to the employee… More

What is PMI? (Private Mortgage Insurance) PMI is a specialized insurance policy provided by private insurance companies that protects a lender from financial loss if a borrower defaulted on their loan. Most banks or lenders require PMI when you put down less than 20% of your home’s purchase price. So what is the difference between.. More